Serving New Zealand families since 1995

We've been offering life, accident and supplemental health insurance policies to individuals, single parents and families for over 25 years. Learn a bit more about us below.

What's AIL of New Zealand's mission?

It's simple: to provide protection for you and your family in the times most difficult in life.

AIL of New Zealand works with families and also partners with members of New Zealand Unions and Associations. We're an independently owned company with a head office in Avondale, Auckland.

Want to see the nitty gritty? See our disclosures below.

Additional Info

AIL of New Zealand Limited (AIL of NZ) is the company that provides financial advisers who meet with customers, explain the AIL insurance products and make appropriate recommendations. American Income Life Insurance Company (AIL) is the company that provides the insurance cover.

To learn more about American Income Life Insurance Company you can visit this page.

Company Disclosure Statement

Disclosure Statement

The information provided and services described in this website are of a general nature and are not intended to be personalised financial advice to a retail client. The information provided on this website is not intended to be a substitute for professional advice. You may seek appropriate personalised financial advice from a qualified professional to suit your individual circumstances.

While every effort is made to ensure the information on this website is up-to-date and correct, AIL of New Zealand makes no representations or warranties of any kind, express or implied, about the accuracy, reliability, completeness, suitability or availability of the website or the information about the products and services provided on the website. The information on this website is subject to change at any time. AIL of New Zealand is under no obligation to update any information on this website or correct any errors in the information after it is published on the website. Any reference on this website to historical information and performance of a product or service may not necessarily be a good guide to future performance. You are solely responsible for any actions you take or do not take by relying on such information. To the full extent legally allowable, the directors, contractors, associates and staff of AIL of New Zealand expressly disclaim all and any liability and responsibility to any person in respect of anything, and of the consequences of anything, done or omitted to be done by any such person in reliance, whether wholly or partially, upon the whole or any part of the contents of this website. The disclaimers and limitations of liability do not prejudice your rights under the Consumer Guarantees Act 1993, nor are they intended to exclude liability arising under statute.

The information published on this website is governed by, and has been prepared to comply with, the New Zealand law. The information is only intended for persons within the New Zealand jurisdiction and is not intended for persons outside the New Zealand jurisdiction. AIL of New Zealand does not accept responsibility for the compliance of this information with the laws of any other country. The laws of New Zealand shall govern your use of the website and by visiting this website you hereby agree to submit to the exclusive jurisdiction of the New Zealand courts.

Although AIL of New Zealand regularly updates its virus protection software, it does not warrant that the server that makes the information and contents of this website available is free of viruses or bugs. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the correct display and/or presentation of any material contained on this website.

Through this website, you may be able to link to other websites which are not under the control of AIL of New Zealand. AIL of New Zealand has no knowledge of or control over the nature, content, and availability of those websites. AIL of New Zealand does not sponsor, recommend, or endorse anything contained on these linked websites. AIL of New Zealand does not accept any liability of any description for any loss suffered by you by relying on anything contained or not contained on these linked websites.

Every effort is made to keep the website up and running smoothly. However, AIL of New Zealand takes no responsibility for, and will not be liable for, any loss you may suffer due to the website being temporarily unavailable either during its planned maintenance or due to technical or other issues beyond our control.

All materials on this website are protected by copyright and intellectual property laws and are the property of AIL of New Zealand unless otherwise explicitly stated. The website may also contain several trademarks, logos and symbols which are either owned by AIL of New Zealand or used with the approval of the trademark, logo, symbol owner. Nothing on the website should be construed as granting any licence to use any trademark without the permission of the trademark owner. Any material on this website that is identified as being subject to copyright of a third party, authorisation to use or reproduce such material must be obtained from that third party. Unless stated otherwise, you may access and download the materials located on this website only for personal, non-commercial use.

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Protecting Kiwis from all walks of life

Here's some of the organisations we partner with... recognise any of them?

The AIL of New Zealand Code of Conduct

AIL of New Zealand Ltd believes in conducting business in a fair and transparent manner by adopting the highest standards of professionalism, honesty, integrity and ethical behaviour.

To this end, we have adopted a Code of Conduct, which sets out the principles and standards that govern the actions of AIL of New Zealand Limited, its Directors, Financial Advisers and Staff (our people).

I. Values

Exceed expectations: Always go the ‘extra mile’.
Honesty and integrity: We do as we say and adhere to our moral and ethical beliefs.
Responsibility: We take responsibility for our actions.
Accountability: We are accountable to both clients and the business.
Consistency: We can be relied upon to deliver on time.
Positivity: We remain positive in the face of change.
Humility: Because we care. Putting ourselves in others’ shoes, consideration, understanding, listening.

II. Conduct of Business

Professional Standards: Always act with due skill, care and diligence.
Confidentially: We will respect and maintain the confidentiality of all information.

III. Client Relations

Representations: All product representations will be fully and correctly disclosed including the fees that are charged.
Compliance: We will (A) adhere to all company rules and (B) comply with all legal and regulatory requirements applicable.

IV. Conflict of Interest

We will avoid any conflicts of interest; we will be objective and place the client’s interests first.

V. Fraudulent Behaviour

We are committed to preventing fraud.

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